Muthoot Finance Achieves Historic ₹1 Lakh Crore Gold Loan AUM Milestone

With unmatched scale and deep market trust, Muthoot Finance continues to lead the gold loan sector amid rising demand for accessible credit solutions

Muthoot Finance, India’s largest gold loan NBFC, has achieved a significant milestone by surpassing ₹1 lakh crore in Gold Loan AUM as of March 14, 2025. With this achievement, Muthoot Finance continues to maintain its dominant leadership in the gold loan sector, holding a market share that far exceeds that of other industry players, underscoring its unmatched scale and deep market trust.

The milestone comes amid a strong demand for gold loans, as credit availability from other sources, including fintech lending, unsecured loans, and microfinance, has moderated in recent months. With customers increasingly turning to gold loans for their financial needs, Muthoot Finance remains a trusted and preferred choice, reinforcing its leadership in the sector

Mr. George Alexander Muthoot, MD, Muthoot Finance, on the milestone said: “Reaching ₹1 lakh crore in Gold Loan AUM is a testament to our commitment to innovation, customer-centricity, and financial inclusion. This success would not have been possible without the unwavering trust of our customers, the support of our investors, banking partners, and regulators, and the relentless dedication of our employees.”

The company also reported a 33% year-on-year jump in net profit in Q3 FY25 to ₹1,363 crore, while net interest income surged 42.8% year-on-year to ₹2,721.4 crore. Additionally, Muthoot Finance strengthened its customer base by adding 1.37 million new customers in the last nine months, supported by enhanced customer acquisition strategies.

As the company looks ahead, Muthoot Finance remains committed to driving financial inclusion through its extensive branch network, innovative digital solutions, and customer-centric approach. With a legacy built on trust and reliability, Muthoot Finance will continue to empower individuals and businesses with accessible and secure financial solutions, further strengthening its position as the leader in the gold loan segment.